Reflecting on My Goals for the Past Year
It’s the post-Christmas pre-New Year’s time of year — the time of year when people start thinking about resolutions and goals, and reflecting back on the previous year. I’m no exception, so a summary of how I did on my goals over this past year follows.
And now for my 2009 goals (and how I did on them). They were:
- Fully fund my Roth IRA – NOT DONE. Not only have I not been sending a whole lot to my Roth, I’ve changed courses and sent more to my Traditional IRA instead (with the notion of converting it to a Roth next year). This is mostly because I didn’t feel like opening yet another account so that I can buy stocks within a Roth IRA. I don’t think the taxes on my earnings will be all that much anyway considering. In total, I’m 60% of the way toward funding my 2009 IRA.
- Look into requirements for opening a SEP IRA – DONE.
- Continue contributions to 401k – DONE
- Purchase 1-4 tax liens – NOT DONE. I didn’t purchase any due to timing issues.
- Double savings in 2009 (at least) – NOT DONE. I went backwards here.
- Purchase stock each month – DONE.
- Purchase treasury bonds if rates are right – DONE.
- Pay a minimum of $35 extra per month toward mortgage, and send additional as well – DONE.
- Continue tracking & evaluating expenditures each month – DONE
- Continue saving each month for vacations and irregular expenses – DONE
- Maintain minimum regular expenses at $1650 or less – REALLY NOT DONE.
- Increase income by at least 150% – NOT DONE, although I have increased my income.
- Increase donations to charity by at least 1% – DONE
- Launch new business – DONE!
- Prioritize future projects and then FOCUS – DONE
- Fill out the 4-Hour Work Week Dreamline worksheet – DONE
- Build up to exercising 3-4 times per week for an hour at a time – HALFWAY DONE
- Practice moderation – Hm, going to go with NOT DONE for this one.
- Try something different every month this year – ALMOST DONE (I did this for all but 2 months, and it was fun. A few of the things I did or tried were: learned to play disc golf, created a banana cake recipe, learned to scuba dive and became a certified open water diver, tried caviar, and did a practice podcast.
- Get a massage at least once a month – DONE (although technically what I got is called Release Point Therapy — and it’s amazing)
- Enjoy fresh flowers in the house at least once a month – ELIMINATED. I had to eliminate this one because our cat enjoyed them a little too much.
Overall I did better than I thought I had, so I’m happy with the results. What about you? What goals were you successful with?