Nobody Cares About Your Future as Much as You Do (With the Possible Exception of Your Mother)
It’s just human nature. Nobody cares about your future as much as you do — with the possible exception of your mother or family members who share your home.
That’s because no one else has the same vested interest in your future as you do. No one’s living your life except you.
Think about it. Does your boss care if you realize your maximum earnings potential? Almost certainly not. While your boss may like and care about you, chances are what you can do as an employee and the bottom line are more important from their perspective than your long-term financial future. The same goes for whether or not you are offered a raise. Whether or not you get a raise matters a whole lot more to you than it does to the place you work for.
If you’ve been working hard and feel you deserve a raise, don’t sit around waiting for your company to offer it to you. Prepare your case and then bring up the subject yourself. If you’re told that raises are on hold for x amount of time, make a note in your calendar to check back again later. You are the one the raise will impact the most, so you are the one that needs to be sure that you get it.
What if you just can’t grow any more at your current company, either financially or skills-wise? Move on to something that’s better for you. Yes, you are a valued employee, and hopefully your current employer appreciates you. But that doesn’t mean you should stagnate out of a sense of guilt or obligation. Put your own future first.
What about banks and other businesses? While they may talk about “valuing you” it’s always “as a customer”. Of course they value you as a customer; they need customers to survive. Yet advertisements are often geared toward making you feel as though they really care about you personally. (Making you more likely to continue to be a customer.)
It’s good business sense, but if you’re not careful it’s easy to lose sight of the fact that their suggested products may not always be in your best interest. Don’t ask the fox for advice on guarding the hen house. Instead, get multiple quotes for big purchases, and seek outside sources for advice on things that will impact your financial future. Remember that you are the only one who can really determine whether or not something is in your best interest.