Follow Your Heart
Money is about the numbers, right?
Money is a tool — a tool that you can use to follow your heart, while not completely ignoring reality OR ignoring the possibilities.
Using money is about finding a balance that allows us to both eat on a regular basis and live our dreams. Don’t neglect either one.
So, when you think about the new year that stretches before us, think about the things that appear on your list year after year. Why are they recurring?
Do they recur because you think you should do them, but you aren’t actually highly motivated to do them? (Things like losing weight, exercising more, and spending less often fall into that category.) Or do they recur because you want to do them but somehow never manage to? (Maybe you’ve always wanted to visit Budapest, eat at the French Laundry, or drive a race car.)
It’s the second type of recurring items that are worth exploring further.
Yes, you should pay your bills on time, get (or stay) out of debt, save for retirement, and take care of your kids. (And you should exercise and eat right too.)
But you should also live out (at least some!) of your dreams.
Life is not a grind that you have to get through in hopes of making it to that elusive “someday” where — if you make it long enough and you’re still able-bodied enough — you can finally fulfill one of your dreams.
So find the balance. Find the way to do both.
Most of us have that ability already. We just don’t recognize it.
Here’s the trick. There are tons of things that we all spend money on every day that don’t mean much of anything to us at all, not even in the little scheme of things.
I tell you what, I’d gladly give up my morning junk food run for a horseback ride across Mongolia, if it came down to choosing between the two. I can’t even tell you what kind of junk food I ate for sure last Wednesday, but I sure can tell you in detail about all the trips I’ve taken so far. Mongolia would be just as exciting. I can tell you about how great it feels to be debt-free-but-the-house, too.
You can do the same, if you follow your heart.