Track spending = get what’s important to you. In other words, focus and you’ll get what you really want. It’s a simple connection that’s often missed. » Read more

If you’re struggling with how to stop spending money, one of the first things to do is take a step back and analyze the situation. You’ll want to look at four major things: what you spend money on, why you spend money, what your spending triggers are, and what you’d rather be doing with that money instead. » Read more

1. Extendend Warranties: Just say no. Extended warranties are a numbers game, and those numbers favor the seller. If you are really that concerned that your new purchase is going to break then you shouldn’t be buying it. Save your money. If you want to have some fun when the clerk asks you if you would like the warranty respond by asking “Why, is this product no good? Is it going to break? Oh well, maybe I shouldn’t buy it at all then.”

2. Checking Accounts: If you are paying for your checking account please stop right now. Know the rules you need to play by to keep your checking account free. If you can’t do it, change banks. There are plenty of banks that offer truly free checking. Find one.

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I really enjoy eating in restaurants for two reasons: people bring me food that I didn’t have to make myself, and it’s relaxing and fun to have conversations over a meal out. But I’m going to rant about something here. » Read more