I used to see an envelope from the bank in my mailbox and get this sinking feeling in my stomach. Sometimes I’d let the envelope sit unopened on the counter for a day, only to be greeted by a flurry of bank envelopes the next day. That’s when I knew for sure that the checking account was overdrawn. » Read more

It’s just human nature. Nobody cares about your future as much as you do — with the possible exception of your mother or family members who share your home.

That’s because no one else has the same vested interest in your future as you do. No one’s living your life except you. » Read more

“Say thank you.”

That phrase is one of the first things many parents teach their child to say. Have you ever thought about why that is?

Of course, saying thank you is the polite thing to do whenever someone gives you something, says something nice about you, or helps you in some way. It’s common courtesy. » Read more

When you attempt to do something differently, you’ll encounter detractors. This is the case whether you’re going to a cash only system, paying off your mortgage early, or having separate finances — or anything at all that might be considered outside the norm. » Read more