There are seven words you never want to hear from your insurance company when you need them: Sorry, that’s not covered by your policy.

But how many of us have actually read our insurance policies?

I’ve read a few of them, and let me tell you they are a major snoozefest — and a confusing one at that.

Unfortunately, the reason that I read at least one of our policies was because we were surprised to find out that something wasn’t covered. » Read more

Surprise! Another medical bill arrived in the mail yesterday.

So far one injury has produced 6 separate bills to date: one from the urgent care, one from the emergency room, one from the emergency room physician, one from the radiologist, one from the family doctor we saw as a followup, and one from the lab. » Read more

I saved $355 this week, after two five minute phone calls.

No, this isn’t another post about how you can save money by calling up your cable provider and asking for discounts (although that’s certainly a good thing to do too.)

This is a post about paying attention. Simply put, paying attention to your finances pays.

And NOT paying attention can be costly. » Read more

The last time I called in to our insurance company, they offered to do an insurance review to see if there was a way for us to save money. When it came to car insurance, they pointed out that I could save quite a bit by dropping comprehensive and collision on my car.

Even if I just drop collision, I could save about $340 per year. » Read more