Back in 2007 my husband and I set a goal to pay off our mortgage “by December 2011 or sooner.”

Well, it’s the beginning of 2010 and we have paid off about 12.5% of our mortgage so far. To be on track, we would have had to have paid at least 50% of our mortgage by now. So we’re behind. » Read more

While my husband and I aren’t completely debt-free (we’re still working on paying off our mortgage) I can speak to what it’s like to be free of the other typical debts that people often take on. We have no car payments, no student loans, no money owed on credit cards, no home equity loans, etc. » Read more

We’ve all been there. We want something so badly we can taste it, and so we begin rationalizing, coming up with “reasons” why getting what we want is the smart thing to do.

This can happen with anything, from a cheesecake dessert to buying a new car. » Read more