So, you’ve said “No more!” to running up debt on your credit cards and are ready to cut them up. Or maybe you’ve used up the gift cards you’ve received. How about getting some additional use out of them for a change?

Here are ten things you can do with old credit cards or gift cards: » Read more

Today I’m going to write about the sub prime mortgage crisis in specific, personal terms. You see, I had a couple of sub prime loans (Thank God that “had” is the operative word there.) Here’s my story.

My mom died several years ago, and I received a small inheritance. Since the amount was enough for a down payment on an inexpensive condo, and I’d always been interested in investment property, I used the money to finance a nearby condo. » Read more

I got an email with the following subject line earlier this week: “One of your notes is paid in full”.

Wow, that was a whole year early. I hope this means that somewhere out there the borrower is now completely debt free. » Read more