If you’re in the US, you can get a free copy of your credit report from each of the major credit bureaus once a year — and you should. You can get them all at once, or you can rotate through the bureaus and space them out throughout the year (such as by getting one report every 4 months.) » Read more
Category Archives: Credit Cards & Loans
According to FinAid.org, the average student loan debt among graduating seniors was $23,186 in 2007-2008.
That’s a lot of money, especially since it doesn’t take into account students who attended college but did not graduate. Chances are, many of those students graduated with debt and no degree to show for it. » Read more
I borrowed about $19,000 back in 1997 in order to finish graduate school. (That was stupid and completely unnecessary on my part, but that’s another story.)
This is the story of how I paid off the balance of my student loan in less than five months. » Read more
If you’re in the U.S., you’re entitled to receive one free copy of your credit report from each of the three credit reporting agencies every year. To do so, go to www.annualcreditreport.com. That’s the official free site.
It’ll get you free access to your credit report, although you may have to say “no thanks” to various offers once you’re taken to the individual credit reporting agency sites. You can also get your report by calling 1-877-322-8228. » Read more