Category Archives: Budgeting

There Is No Perfect Month

Give yourself some wiggle room when budgeting - because there is no perfect month

Set out to make a budget, and you’ll quickly discover that there’s no such thing as a perfect month. Instead, there are usually unplanned expenses galore — at least at first.

Your kid comes home and needs $20 for a field trip, or your car starts making a funny noise. Then next month, the cat exhibits mysterious symptoms and requires a trip to the vet. The month after that, there’s a series of shower and wedding gifts. » Read more

What Does a Holiday Budget Include?

Add these to the holiday budgetThe holidays seem to sneak up on us, and then all of a sudden they’re everywhere we look. And they often seem to end up costing more than we thought.

I suspect this is because we often forget to account for all of the little details that might be involved with a holiday. Take Christmas, for example. Depending on how you celebrate, it could involve a variety of purchases. (There’s everything from a gingerbread house kit to travel expenses.)

So what does a holiday budget include? » Read more

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