Budgeting Will Get You Everywhere
We plan for the things we want to buy, and of course for our regular expenses too. This means that we live on a budget (although I really like the name spending plan a whole lot better.)
And you know what? I like budgeting.
(No, I’m not crazy.)
Here’s what I like about it. First, budgeting isn’t about leaving yourself a whopping $5 a month for some kind of cheap fun while you deprive yourself the rest of the time and pinch every penny.
Instead, it’s about making sure the things you want to do actually happen. This includes the usual: a place to live, food to eat, transportation, clothes, savings, investing, and those random expenses that seem to pop up all too frequently.
But it also includes things like a new flat screen TV, trips to foreign countries, and eating out regularly or buying some new doo-dad just because.
Budgeting doesn’t mean giving up things, it means making sure you get the things that are important to you — with cash that you have on hand, not borrowed money that costs you a fortune in both cash and missed opportunities.
Budget, and your plans will take you to where you want to be.