For Day 18 of 31 Days to a Better Bank Balance, we’re going to talk about aiming high.
Aiming high can only benefit you, regardless of whether your focus is on getting out of debt or on building wealth.
But first let’s talk about what it’s not.
Aiming high isn’t about creating pie-in-the-sky goals that it would take a miracle to accomplish. There’s nothing wrong with having difficult goals. IF you’re not easily discouraged, but they shouldn’t be needs-a-miracle-level difficult. They should be achievable and measurable.
And aiming high isn’t about setting huge expectations for yourself, or expecting things to always go perfectly.
Instead, it’s about being willing to put yourself out there and ask for the things you want — even if it seems unlikely that you might get it.
For example, if you’re in debt, see if you can get your interest rates reduced to zero. Sure, credit card companies might (and probably will) say no. But they might not. Or they might reduce your rate somewhat. Who knows. You won’t, unless you give it a shot — or even several shots.
For those working on building wealth: If you’ve got a job, it’s worth it to be a valuable employee and ask for a raise. Yes, even if “the economy” is bad, people are being laid off, and “no one” is getting any raises. YOU could very well be the exception. Know your worth and state your case. The same applies if you’re self-employed or operating a side business. Charge what your time and effort is really worth.
So, for today, think of one thing you can aim high on and go for it before the day is out.
After all, what’s the worst that can happen? Someone says no?
The best that can happen is often pretty good — just ask the Fullbrights, who definitely knew how to aim high. ($1.7 million worth of aiming high.)