Comments on: How to Stop Living Beyond Your Means

By: Jackie

Jackie — Thu, 18 Mar 2010 02:11:04 +0000

Budgeting, heh, it’s funny what can be the trigger sometimes. But at least you had money available in other areas, that’s a good thing too. Having some liquid for an emergency really makes a difference though.

By: Jackie

Jackie — Thu, 18 Mar 2010 02:09:37 +0000

Kate, those sound like nice alternatives too. You might find out you enjoy them even more!

By: Jackie

Jackie — Thu, 18 Mar 2010 02:08:41 +0000

I think one day at a time is useful in a whole lot of situations

By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Wed, 17 Mar 2010 21:21:40 +0000

We started an actual emergency fund 2 years ago for the first time. What was the trigger event? Flat tires…we realized that we’d have to use some vacation money for new tires and started a separate emergency fund that night. All our savings was tied up in stocks and retirement accounts…

By: Kate

Kate — Wed, 17 Mar 2010 17:47:35 +0000

Great article Jackie. Last month I realized I was going out to dinner and drinks with my friends too often. While I was still making my bills, I was getting down to the last $10 in my account (at least that is what it felt like) and I realized I needed to make a change. So this weekend, I am going to go visit my parents instead of going out. My friend Sarah and I usually meet for happy hour on Thursdays, instead we are going to meet at the gym or for a walk by the river. It does take commitment and I hope I stick with it to change my behavior.

By: ConsciouslyFrugal

ConsciouslyFrugal — Wed, 17 Mar 2010 17:42:16 +0000

This is absolutely stellar advice: “Be patient and persistent. Take things one day at a time. Every day that you change your behavior brings you one day closer to making a permanent change.”