I’m not a gadget person by any means, but I’ll be upgrading to the new iPhone 4S for a couple of reasons. The new iPhone 4S has features I would like that my current phone (an iPhone 3GS) doesn’t. That by itself wouldn’t be enough for me to upgrade, but I’m going ahead because it’s actually a better deal for me to get the new phone. (more…)

If you’ve read this blog for awhile, you’ll know that I love to travel and go out to eat. I also enjoy going to the movies, which we do about once a month on average. But something odd happened the other day. (more…)

I really, really enjoy eating out. For quite some time now, I’d been spending around $200-$250 a month eating out. Just for me. I’d been “trying” (and failing) to cut back for a while, but things really came to a head after our trip to New Zealand.

I spent $320 on eating out that month (food is crazy expensive in NZ) and decided enough was enough. I also wanted to be able to send a little more to our mortgage instead. So that was it. I committed to spending less on eating out. In my case, that meant eating out less often, since I normally ate out nearly every day. (more…)

Track spending = get what’s important to you. In other words, focus and you’ll get what you really want. It’s a simple connection that’s often missed. (more…)

If you’re struggling with how to stop spending money, one of the first things to do is take a step back and analyze the situation. You’ll want to look at four major things: what you spend money on, why you spend money, what your spending triggers are, and what you’d rather be doing with that money instead. (more…)

This guest post about the 10 things you should never spend money on is from Ashley over at Money Talks. She helps those who are struggling with money to find their way. If you enjoy this article consider subscribing to her feed or following her on twitter. (more…)