by Jackie Beck

Skipping meals. Doing without important medications. Struggling to pay for a place to live. Those are the kinds of things you’ll face as someone who retires without a nest egg. And in many cases, retirement is involuntary. Even greeters get laid off.

So if you think you can’t afford to start building a nest egg now, think again. Read the rest of this entry »

by Jackie Beck

One of my probably not-so-secret goals has been financial independence. In a nutshell, that means the money that’s automatically coming in is enough to pay your living expenses without you needing to work. Typically, that money comes from things like stock dividends, income from annuities, royalty payments, interest on CDs or bonds, and other (less traditional) passive income sources. Read the rest of this entry »

by Jackie Beck

How are your retirement savings coming? I know, that’s probably not the most pressing thing on your mind right now, especially if you are in your twenties or thirties. Or if, you know, you have pretty much anything else to do.

But, that doesn’t mean it’s not important. So take 5 minutes out of your day right now to give it a little thought. Future you will thank you. Read the rest of this entry »

by Jackie Beck

Picture this: You’re 16 and you’ve just gotten your first job. Or maybe you’re fresh out of college and are getting started in your chosen field. Or heck, maybe you’ve been working for a while. 

What do you all have in common?

Earned income — which means you’ve also got the potential to become rich.

So quick, how do you spell rich? Read the rest of this entry »

by Jackie Beck

A 401k is a great benefit, especially if your company matches a portion of it. Saving for retirement is extremely important, and a 401k allows you to do that pretty painlessly. But what happens to the money in it when you leave your job before retirement age, either voluntarily or due to a layoff? Read the rest of this entry »

by Jackie Beck

There are all kinds of things you can do to improve your future money-wise, but a few are super easy to do. In fact, you can improve your future in about 5 minutes, just by doing one little thing: Read the rest of this entry »