The future can seem like a long way off, but it’ll be here before you know it. That’s why planning now for retirement is so important. (more…)

If you’re nowhere near Social Security’s official “full retirement age” (which is currently 67 if you were born in 1960 or later), thinking about retirement planning may seem like something you can easily put off for awhile. (more…)

Preparing for retirement is one of those things that a lot of us put off for a variety of reasons.

When we first start out in the working world, retirement seems so far away as to be almost unimaginable — and so we don’t prepare for the things we don’t imagine. As we get a little older, we start to think about it, but things like buying a house or recovering from job loss often take priority. (more…)

If you work for a company that offers a 401(k) plan, you can almost certainly afford to contribute to the plan.

I know, it can be easy to think that you can’t afford to contribute, what with all the bills and whatever else is going on in your life right now, but you probably can (more…)

Have you heard that old Huey Lewis and The News song called Workin’ for a Living? Some of the lyrics go like this:

I’m taking what they giving ’cause I’m working for a livin’.
Hey I’m not complaining ’cause I really need the work
Hitting up my buddy’s got me feeling like a jerk
Hundred dollar car note, two hundred rent.
I get a check on Friday, but it’s all ready spent.

That song is (more…)

If you qualify for an individual retirement account (such as an IRA or RRSP) and believe it would be beneficial in your situation, one of the emotional hurdles to getting it set up is figuring out how comfortable with investing you are. (more…)