There’s a great deal of resistance out there to tracking your spending. I suspect that’s either because people think it’s going to be tedious, or because they don’t want to “have” to worry about every little thing — like getting a candy bar from the vending machine. (more…)

If you’ve been reading MoneyCrush for a while, you probably already know that I’m involved in a variety of projects.

Well, one of those projects is something new that I’m super excited about: the first annual Women’s Money Week. I’ve been working on the project with Elizabeth Sanberg, who is the co-founder of GoGreenTravelGreen.com and one of the Wise Bread staff writers. (more…)

This is a guest post from Martin of Studenomics, a personal finance blog that helps young professionals find the best online bank and figure out what to do after college.

I always enjoy chatting about personal finance with those that are not immersed in the whole personal finance bubble. Those of us that read personal finance blogs are in a bit of a bubble because we ALWAYS think about money related issues. We actually enjoy discussing financial issues. We actually look forward to writing, reading, debating, and researching personal finance stuff. Do you ever think about those that don’t really care all that much for personal finance? (more…)

Could you be in financial hot water without even knowing it? Give yourself this little financial wake-up call and see.

Imagine that you can never work again, starting right now, for whatever reason.

Just think about it for a minute or two, and then ask yourself this:
Would you and your family be in good shape financially if you could never work again? (more…)

Til Debt Do Us Part is a Canadian-based TV show (hosted by Gail Vaz-Oxlade) that takes couples with debt problems and gives them a push toward facing their financial realities.

I was given a copy of the similarly-named Til Debt Do U$ Part Life Planner to review and to give away to one lucky reader. The spiral-bound planner aims to help folks form good money management habits and get out of debt. (more…)

Living below your means can make an enormous difference in your life — and you can do it automatically. How? By committing to doing two things:

1. Always saving and investing a percentage of your income, and
2. never spending money that you don’t already have.

And I do mean always and never.
(more…)