by Jackie Beck

Around here, many of the schools are already back in session. It seems like they start earlier and earlier every year — right along with the back-to-school sales and promotions, and the request lists from the schools that seem to grow like crazy. If you’ve got kids, you know exactly what I mean.

Back to school time can get expensive, especially if you also pair the required items with new clothes & backpacks. But it’s also a great time to talk about money with your kids. I’ve got a VISA gift card giveaway here that can help you do that. (And if you don’t have kids, you can enter too.) Read the rest of this entry »

by Jenna, Community Manager at Adaptu

Congratulations are in order. Your child has graduated from high school! What an amazing four years it has been. Middle school children walk in and young adults walk out ready for college. Well, almost ready for college. Here are five things your high school graduate can do this summer to be even more prepared for college in the fall: Read the rest of this entry »

by Jackie Beck

Teaching kids about money means a lot more than doing things like posing the old “Would you rather have a nickel or a dime?” question to a young child or making sure your pre-teen knows how to figure out how much of a discount 15% off is. Read the rest of this entry »

by Jackie Beck

If your child has taxable earned income and qualifies, a Roth IRA can be a great way to get them started on investing for retirement. This is the case for several reasons.

Like Roths for adults, money in a Roth IRA for children grows tax free. Since the majority of kids have very low earned incomes, they’re probably paying little or no taxes on that income anyway. In that case, a Roth can be even more beneficial because it’s likely that most or ALL of the money added to the Roth will be tax free. Read the rest of this entry »

by Jackie Beck

“Money management isn’t taught in schools,” goes the complaint. “That’s the reason people don’t know how to handle money.” Read the rest of this entry »

by Jackie Beck

We got the FAFSA (Free Application for Federal Student Aid) filled out for my son yesterday, beating the “financial aid goes early” deadline of Read the rest of this entry »