I love to travel, so I always get sad when I hear someone say things like “I’d love to go to _______, but I could never afford that”.
I always want to shake them and say “Yes you can!”, especially when I hear the longing in their voice.
Instead, I restrain myself and just ask them why not.
Surprisingly (or maybe not so surprisingly?) they usually give me a kind of shocked, blank look before muttering something vague.
Challenge your assumptions
It’s pretty clear that most of the people I’ve asked that question have just kind of assumed that travel to faraway places is out of reach.
But it’s not, so long as you’re willing to be a little flexible. It’s true that it’ll be extremely hard to stay at a 5 star resort and eat every meal at the priciest restaurants if you make minimum wage, but that’s where the flexibility comes in. » Read more
Have you ever gone shopping for groceries and stocked up on things, only to find out that they went on sale the following week? It’s annoying, right?
I don’t know about you, but I hate spending more than I need to on the items I buy on a regular basis.
To avoid that, I’ve made note of what constitutes a good (or great!) price on those items and where it’s typically best to get them at. » Read more
You might be thinking of cashing out your 401k when leaving a job. It can be especially tempting to do so in two circumstances: when there’s “only a little bit” in the 401k, and when there’s a whole lot of money in it. If you’re doing a hardship withdrawal as a last resort — such as to stave off foreclosure or feed your family — that can be another matter, but there are still things you should be aware of. » Read more
Keeping up with the Joneses refers to the pretty natural desire to be at least equal in social status to the people around you. In America, that’s usually expressed by the things we have and do. In other words, keeping up with the Joneses often turns into a display of wealth. » Read more