You might be thinking of cashing out your 401k when leaving a job. It can be especially tempting to do so in two circumstances: when there’s “only a little bit” in the 401k, and when there’s a whole lot of money in it. If you’re doing a hardship withdrawal as a last resort — such as to stave off foreclosure or feed your family — that can be another matter, but there are still things you should be aware of. » Read more
Keeping up with the Joneses refers to the pretty natural desire to be at least equal in social status to the people around you. In America, that’s usually expressed by the things we have and do. In other words, keeping up with the Joneses often turns into a display of wealth. » Read more
Ever have one of those days where you get home after yet another day of rushing around and think, “There’s got to be more to life than being busy all the time”? Or maybe the reverse is true for you — you find yourself listless and bored, aimlessly looking at the TV or the internet. You’re finding something to do, but it’s not really something you’re all that interested in. » Read more
Have you ever thought about what separates the dreamers from the doers? The difference can be summed up with one word: motivation.
Consistent action, of course, is what turns dreams into reality, but you’ve got to be internally (or sometimes externally) motivated to take that action. » Read more