I love to travel, so I always get sad when I hear someone say things like “I’d love to go to _______, but I could never afford that”.
I always want to shake them and say “Yes you can!”, especially when I hear the longing in their voice.
Instead, I restrain myself and just ask them why not.
Surprisingly (or maybe not so surprisingly?) they usually give me a kind of shocked, blank look before muttering something vague.
Challenge your assumptions
It’s pretty clear that most of the people I’ve asked that question have just kind of assumed that travel to faraway places is out of reach.
But it’s not, so long as you’re willing to be a little flexible. It’s true that it’ll be extremely hard to stay at a 5 star resort and eat every meal at the priciest restaurants if you make minimum wage, but that’s where the flexibility comes in. » Read more
When you are just beginning to look for new ways to make money, the last thing you want to do is sink your few precious dollars into expensive startup costs. While the common catchphrase we often hear is “You have to spend money to make money,” that isn’t always true. In fact, it is entirely possible to make money from nothing. Here are 10 ways to make extra money that don’t require any start-up fees.
A few of these are affiliate links, which means I’ll earn a commission if you click on those particular links and then sign up. (There’s no charge to you, though. And yup, becoming an affiliate for services you love is another potential way to make money from nothing.)
1. Freelance on Upwork
If you are looking to freelance online, give Upwork a try to start building an online resume and network. You can get paid to freelance write, design graphics, be a virtual assistant, or be a computer programmer.
Unlike a few other freelancer sites that require a monthly membership fee or charge you for certification tests, Upwork is completely free to apply for freelance job postings. Upwork does keep up a portion of your earnings, but, other free and paid platforms do as well. » Read more
Have you ever gone shopping for groceries and stocked up on things, only to find out that they went on sale the following week? It’s annoying, right?
I don’t know about you, but I hate spending more than I need to on the items I buy on a regular basis.
To avoid that, I’ve made note of what constitutes a good (or great!) price on those items and where it’s typically best to get them at. » Read more
You might be thinking of cashing out your 401k when leaving a job. It can be especially tempting to do so in two circumstances: when there’s “only a little bit” in the 401k, and when there’s a whole lot of money in it. If you’re doing a hardship withdrawal as a last resort — such as to stave off foreclosure or feed your family — that can be another matter, but there are still things you should be aware of. » Read more